Benefits Eligibility
Available to employees who work at least 75% of a full-time schedule annually.
Contact Information
- Phone: 888-600-1600
- Group #: 00510968
- Visit Website
Claims address:
Group Life Claims
P.O. Box 14334
Lexington, KY 40512
HR: Employee Benefits
Voluntary Life / AD&D
- Eligible employees may purchase additional Voluntary Life Insurance of up to five (5) times the employee’s annual salary, with a maximum of $600,000.
- Voluntary Life Insurance also allows for coverage of an employee’s spouse/domestic partner and eligible dependent children.
- Spousal coverage is to a maximum of $250,000; dependent child coverage is to a maximum of $10,000.
Resources
- What is covered in my basic Group Term Life Insurance?
- Certificate of Coverage AD&D, Optional Life, LTD, Life, Voluntary AD&D
- Evidence of Insurability
- Beneficiary Form
Details
- For new employees, there is a guarantee issue of coverage up to $300,000 per employee, $20,000 for a spouse, and $10,000 for dependent children (amounts over guarantee issue are subject to Evidence of Insurability).
- Voluntary Life Insurance coverage comes with included Accidental Death and Dismemberment coverage for employee, spouse/domestic partner, and eligible children up to one (1) times the elected life benefits.
- Benefits are paid based on the terms and conditions of the Summary Plan Description (SPD).